Terms of Use

1. The agreement

Vistafolk is operated by Amafi (HK) Limited (“Vistafolk,” “we,” “us”), a company incorporated in Hong Kong. These Terms govern the Vistafolk iOS app, vistafolk.com, our forms and tools, and related support and community services (together, the “Service”).

By creating an account or otherwise using the Service, you agree to these Terms and ourCommunity Guidelines and acknowledge ourPrivacy Policy. If you do not agree, do not create an account or use the affected Service. If you use Vistafolk for an organisation, you confirm that you have authority to bind it; “you” then includes that organisation.

2. Eligibility and age

You must be at least 18 years old and legally able to enter this agreement. You may not use the Service if law prohibits you from doing so, we previously banned you for a serious or repeated violation, or your account is subject to applicable trade or sanctions restrictions.

3. Accounts

• Provide accurate, current information and do not impersonate another person or organisation.
• Choose a handle you are entitled to use. A handle is not property, and we may change or reassign one that infringes rights, impersonates, misleads, or has been abandoned.
• Keep your password and device secure. Tell support@vistafolk.com promptly if you suspect unauthorised access.
• You are responsible for activity through your account until you notify us of compromise, except to the extent the activity results from our breach of duty.
• Do not sell, transfer, rent, or share access to your account.

Access may initially be invitation-based or limited by niche, location, capacity, or testing phase. A creator request is an application, not a guarantee of access, prominence, verification, or permanent availability.

4. Your content and ownership

You keep ownership of photos, captions, comments, profile material, and other content you submit (“Member Content”). You are responsible for it and confirm that:

• you created it or have every permission needed to submit it and grant the licence below;
• it does not infringe copyright, trade marks, privacy, publicity, confidentiality, contractual, or other rights;
• you have appropriate permission from identifiable people and for private locations or protected material where required; and
• it complies with law, these Terms, and the Community Guidelines.

5. The licence you give Vistafolk

You grant Vistafolk a non-exclusive, worldwide, royalty-free licence to host, store, reproduce, compress, resize, transcode, technically adapt, moderate, distribute, and display Member Content only as reasonably needed to operate, secure, and improve the Service and make your approved content available to Vistafolk members. We may sublicense those rights to service providers solely to provide those functions for us.

This licence does not transfer ownership to Vistafolk. It ends when the content or account is deleted, except for copies already shared by other members outside our control and limited copies retained for a report, appeal, legal claim, security investigation, or backup cycle. We will ask separately before using your Member Content in paid advertising, public off-platform marketing, merchandise, or a commercial licence for a third party.

We will not use Member Content to train a general-purpose artificial-intelligence model, or license it to another person for that purpose, without separate express permission from the affected member.

6. Visibility and member conduct

Approved profiles, posts, comments, and visible engagement can be seen by signed-in members. Other people may capture or copy what they can see. Settings, blocking, and moderation reduce visibility within Vistafolk but cannot retrieve copies made elsewhere.

You must not:

• post illegal, exploitative, hateful, threatening, sexually explicit, deceptive, infringing, or dangerously harmful material;
• harass, stalk, expose private information, impersonate, scam, coordinate abuse, or evade enforcement;
• use bots, scrape or harvest the Service, buy or manipulate engagement, create deceptive accounts, or send spam;
• probe security, bypass access controls or rate limits, spread malware, overload infrastructure, or interfere with normal operation;
• use Vistafolk for unauthorised solicitation, regulated transactions we have not enabled, or any unlawful purpose; or
• encourage, assist, or attempt any prohibited conduct.

The Community Guidelines explain these rules in more detail.

7. Review, moderation, and appeals

New posts and comments may be reviewed before publication. Automated controls and authorised human reviewers may assess submissions, reports, account history, and relevant context. We may reject, reduce the visibility of, remove, or preserve content; limit features; warn, suspend, or terminate an account; and notify authorities when reasonably necessary for safety, law, or enforcement of these Terms.

We consider the nature, context, severity, frequency, intent, harm, and available evidence. We do not promise to identify every violation or to publish every lawful submission. Where appropriate, we provide the affected member with a reason and an in-app appeal. We may withhold details that would expose a reporter, enable abuse, compromise security, or conflict with law. A different reviewer may consider an eligible appeal.

8. Reporting illegal or harmful content

Use the in-app Report control for a post or comment. Include the content, account, reason, relevant location or identifier, and enough facts for us to assess the report. Reports must be honest and made in good faith; knowingly false or abusive reports may themselves violate these Terms. For urgent danger, contact local emergency services first, then email contact@vistafolk.com.

9. Copyright and other rights complaints

A rights holder or authorised representative may emailcontact@vistafolk.com with:

• contact details and authority to act;
• identification of the protected work, right, or person concerned;
• the Vistafolk content or account at issue and enough information to locate it;
• an explanation of why the use is unauthorised or unlawful;
• a statement that the notice is accurate and made in good faith; and
• an electronic or physical signature.

We may request evidence, remove or restrict content while investigating, and forward relevant notice details to the member who submitted the content. That member may respond with evidence of permission, ownership, lawful use, or a mistake. Repeated infringement can result in account termination. This process does not replace any rights or procedures required by applicable law.

10. Blocking and interactions with other members

Blocking limits relevant interactions and visibility between two accounts inside Vistafolk. It does not guarantee that a person cannot see content through another account, a copy, or a service outside our control. You decide whether to communicate, collaborate, meet, or transact with another member and should use appropriate care. Unless we expressly agree otherwise in writing, Vistafolk is not an agent, employer, representative, fiduciary, or party to agreements between members.

11. Creator and partner interest

A creator request or partner brief registers launch-stage interest. It does not create an agency, representation, marketplace, campaign, procurement, employment, or services agreement. We do not guarantee creator availability, an introduction, acceptance, delivery, usage permission, audience reach, results, price, payment, or income.

Any future creator-partner engagement needs a separate written scope between the appropriate parties covering deliverables, approvals, fees, expenses, payment, usage rights, disclosure, cancellation, responsibility, and governing law. A direct creator fee is separate from any future Vistafolk community reward.

12. Proposed community rewards—no current entitlement

Vistafolk is community-rewarded, not community-owned. Using the Service does not give you equity, shares, ownership, voting rights, dividends, profit-sharing rights, a security, or a claim on Vistafolk or Amafi (HK) Limited. The proposed 80/20 model is a product plan only.

No reward programme is active, no balances accrue, and use of Vistafolk creates no right or entitlement to payment. Illustrations, calculator outputs, shadow-ledger concepts, and provisional formulas are not an offer, promise, account balance, market-rate estimate, or financial product.

If a programme launches, participation will be optional and governed by separate rules approved before activation. Those rules would address eligible adults and regions, qualifying activity, the definition and calculation of distributable surplus, verification, tax, thresholds, adjustments, fraud, disputes, expiry, and termination. No deposit, token, trading, or payment for clicking advertisements is currently planned.

13. Website calculator, embeds, and downloads

The creator earnings calculator performs arithmetic on values entered in the browser. It is not a market-rate estimate, payout forecast, tax calculation, accounting record, or income promise. Publishers may use the supplied embed or oEmbed response if they keep visible attribution, do not alter the tool, do not present outputs as Vistafolk recommendations, and do not imply endorsement. Downloadable templates are planning aids, not contracts or legal, financial, tax, or accounting advice.

14. Vistafolk materials and permitted use

The software, interface, branding, logos, design, text, and materials we provide—excluding Member Content—belong to us or our licensors. Subject to these Terms, we grant you a personal, limited, revocable, non-exclusive, non-transferable licence to use the Service for its intended purpose. You may not copy, sell, sublicense, reverse engineer, or exploit those materials except where law expressly permits it or we agree in writing.

If you voluntarily send feedback or suggestions, you permit us to use them without restriction or payment. Do not send confidential information through a feedback channel.

15. Apple and other third-party services

Apple’s terms govern downloading and using the app through the App Store. Apple is not responsible for operating the Vistafolk Service, member support, or Member Content. Vistafolk also relies on third-party infrastructure and may link to third-party services. Their terms and privacy practices apply to their services. We remain responsible for our own obligations and do not disclaim responsibility where law does not permit it.

16. Service changes and availability

Vistafolk is an evolving launch-stage service. Features, invitations, topics, moderation processes, capacity, and supported territories may change. We may maintain, update, suspend, or discontinue a feature, and will give reasonable notice when a material change adversely affects existing members and notice is practicable. We do not guarantee uninterrupted availability or permanent storage; keep copies of content that matters to you.

17. Ending use and account action

You may stop using Vistafolk at any time and may delete your account underSettings → Delete account. We may restrict, suspend, or terminate access for a serious or repeated breach, credible safety or security risk, legal requirement, prolonged inactivity, or discontinuation of the Service. Where appropriate, we will explain the action and offer an appeal. Immediate action may be necessary to prevent harm or comply with law.

Provisions that by their nature should continue—including ownership, limited retained licences, enforcement records, disclaimers, liability, disputes, and general contract terms—survive the end of this agreement.

18. Disclaimers

To the extent permitted by law, the Service is provided “as is” and “as available.” We do not promise that it will always be available, error-free, secure, or suitable for every purpose, or that Member Content is accurate. We do not endorse a member merely by admitting, verifying, featuring, or failing to remove the member or their content.

Nothing in these Terms excludes a guarantee, warranty, remedy, or other right that applicable consumer law does not allow the parties to exclude.

19. Responsibility for loss

Each party remains responsible for loss it causes by breaching these Terms or applicable law. To the extent permitted by law, Amafi (HK) Limited is not responsible for indirect or consequential loss that was not reasonably foreseeable when this agreement was made, loss caused by another member or service outside our control, or business loss arising from consumer use of a free Service.

Nothing limits liability for fraud or fraudulent misrepresentation, death or personal injury caused by negligence, wilful misconduct, or another liability that cannot lawfully be limited. These provisions apply only to the extent they are fair, reasonable, and enforceable under the law that applies to you.

20. Governing law and disputes

Contact support@vistafolk.com first so we can try to resolve a service issue. These Terms are governed by Hong Kong law, and the Hong Kong courts have non-exclusive jurisdiction. This does not remove mandatory consumer protections or a right to bring a claim in another court that applicable law does not permit you to waive.

21. Changes to these Terms

We may update these Terms as the Service or law changes. We will post the new effective date and give reasonable advance notice of a material change. Where law or the nature of the change requires fresh agreement, we will ask you to accept the updated Terms before continuing. Changes do not create a retroactive reward or payment obligation.

22. General contract terms

These Terms, the Privacy Policy, and Community Guidelines are the agreement about the general Service, except for a separate written agreement that expressly controls a specific service. If a provision is unenforceable, it will be limited to the minimum necessary and the remainder will continue. A delay in enforcing a right is not a waiver.

You may not transfer this agreement without our written consent. We may transfer it as part of a genuine reorganisation, financing, merger, or sale of the Vistafolk business if the successor assumes our obligations and applicable notice is given. Notices may be sent to the account email, displayed in the Service, or posted on the website as appropriate.

23. Contact

Legal, safety, privacy, copyright, and policy notices:contact@vistafolk.com.
Technical or account support: support@vistafolk.com.
General enquiries: hello@vistafolk.com.